First Capital, Inc. - Common Stock (FCAP)

Frequently Asked Questions About First Capital, Inc. - Common Stock (FCAP)

Does First Capital, Inc. provide online banking services?

Yes, First Capital, Inc. offers online banking services for its customers, allowing them to manage their accounts conveniently over the internet. Customers can check balances, transfer funds, pay bills, and conduct a variety of banking transactions securely from their computers or mobile devices. This service is part of First Capital's commitment to leveraging technology for enhancing customer convenience.

How can customers open an account with First Capital, Inc.?

Customers can open an account with First Capital, Inc. through several convenient methods. They can visit a local branch in person, use the bank’s website to apply online, or contact customer service for assistance. The bank provides clear guidelines and resources for ensuring the account opening process is straightforward and efficient.

How can investors get information about First Capital, Inc.'s performance?

Investors can access information about First Capital, Inc.'s performance through several channels. The company publishes quarterly and annual financial reports, which provide insights into revenue, net income, and overall business health. Additionally, investors can review presentations from earnings calls, regulatory filings, and press releases on the company’s official website or through financial news media.

How does First Capital, Inc. differentiate itself from competitors?

First Capital, Inc. differentiates itself through its focus on community banking and personalized customer service. The company emphasizes building strong relationships with clients and actively participates in local community events. Additionally, First Capital invests in technology to enhance customer experience and streamline banking processes, ensuring they remain competitive in the evolving banking landscape.

How does First Capital, Inc. handle customer complaints?

First Capital, Inc. takes customer complaints seriously and has established processes in place to address them effectively. Customers can reach out to customer service through various channels—phone, email, or in-person—to express their concerns. The bank emphasizes prompt resolution and aims to provide a satisfactory experience for all customers while continuously improving its services based on feedback.

How does First Capital, Inc. support small businesses?

First Capital, Inc. supports small businesses by offering tailored financial solutions, including various loan options, business checking accounts, and cash management services. The bank also provides consulting and advisory services to help entrepreneurs navigate challenges and grow their ventures. Through community outreach and events, First Capital aims to foster a supportive environment for local small businesses.

Is First Capital, Inc. involved in any community initiatives?

Yes, First Capital, Inc. is actively involved in various community initiatives. The company supports local charities, educational programs, and civic organizations as part of its commitment to giving back to the communities in which it operates. This engagement reinforces its mission to foster economic growth and improve the quality of life in local areas.

What does First Capital, Inc. do?

First Capital, Inc. is a bank holding company that provides banking services to individuals and businesses. The company primarily operates through its subsidiary, First Capital Bank, offering a range of financial products, including personal and commercial banking services, loans, and treasury management solutions. The company focuses on delivering high-quality customer service and establishing lasting relationships within the communities it serves.

What is the approach of First Capital, Inc. towards risk management?

First Capital, Inc. employs a comprehensive risk management approach to identify, assess, and mitigate potential risks associated with its banking operations. The company implements internal controls, regulatory compliance measures, and continuous monitoring to protect its assets and ensure stability. This proactive strategy helps maintain customer confidence and safeguards the financial integrity of the institution.

What is the financial performance of First Capital, Inc.?

First Capital, Inc. has demonstrated stable financial performance through prudent management and a focus on community banking. The company reported consistent increases in revenue and net income in recent years, reflecting its effective business strategies and strong demand for its banking products. Investors are encouraged to review their quarterly earnings reports for detailed insights and forecasts regarding company performance.

What is the future outlook for First Capital, Inc.?

The future outlook for First Capital, Inc. appears positive, driven by its commitment to community banking and expanding its service offerings. The company aims to continue leveraging technology to enhance customer experience and attract new clients. With a steady customer base and strategic growth initiatives, First Capital is well-positioned for sustained success in the evolving financial landscape.

What is the stock symbol for First Capital, Inc.?

The stock symbol for First Capital, Inc. is FCAP. It is traded on the Nasdaq stock exchange, which gives investors the opportunity to buy and sell shares of the company. The stock's performance can reflect the company’s overall success and market conditions.

What kind of loans does First Capital, Inc. offer?

First Capital, Inc. offers a variety of loan products, including personal loans, auto loans, mortgages, home equity loans, and business loans. Each loan type is designed to meet specific financial needs, and the company strives to provide competitive rates and flexible terms to make borrowing accessible for customers.

What mission or values does First Capital, Inc. uphold?

First Capital, Inc. adheres to a mission of providing exceptional banking services while fostering community relationships. The company's core values include integrity, transparency, customer focus, and respect for the community. These guiding principles shape its business practices and interactions with customers, employees, and stakeholders.

What type of banking services does First Capital, Inc. offer?

First Capital, Inc. offers a variety of banking services, including personal checking and savings accounts, commercial banking, mortgage lending, and business loans. Additionally, the company provides treasury management services, which are particularly useful for businesses managing cash flow and payments. The company's comprehensive suite of products aims to meet the diverse needs of its customers.

When was First Capital, Inc. founded?

First Capital, Inc. was founded in 2004. Since its inception, the company has aimed to provide innovative banking solutions and establish a strong presence in the financial services industry. Over the years, First Capital has grown through strategic expansion and the development of its community banking model.

Where is First Capital, Inc. headquartered?

First Capital, Inc. is headquartered in Richmond, Indiana. The location is strategic for the company, allowing it to serve various communities in the surrounding areas effectively. Being situated in a regional hub also supports the company's goal of expanding its footprint in the financial sector.

Who are the key executives at First Capital, Inc.?

The key executives at First Capital, Inc. include a team of experienced professionals in the banking industry. These individuals typically hold titles such as CEO, CFO, and COO, and they bring diverse expertise to the company. The leadership team is responsible for strategic decision-making and ensuring that First Capital meets its goals and objectives in the market.

Who are the target customers of First Capital, Inc.?

The target customers of First Capital, Inc. include individuals, small to medium-sized businesses, and community organizations. The company focuses on building relationships within local markets and providing tailored financial solutions to help meet the needs of its clients. By targeting these customer segments, First Capital emphasizes community involvement and personalized service.

What is the current price of First Capital, Inc. - Common Stock?

The current price of First Capital, Inc. - Common Stock is 44.02

When was First Capital, Inc. - Common Stock last traded?

The last trade of First Capital, Inc. - Common Stock was at 4:00 pm EST on November 19th, 2025

What is the market capitalization of First Capital, Inc. - Common Stock?

The market capitalization of First Capital, Inc. - Common Stock is 147.50M

How many shares of First Capital, Inc. - Common Stock are outstanding?

First Capital, Inc. - Common Stock has 3.35M shares outstanding.