Bank of the James Financial Group, Inc. - Common Stock (BOTJ)
Frequently Asked Questions About Bank of the James Financial Group, Inc. - Common Stock (BOTJ)
Are there any account fees associated with Bank of the James accounts?
Yes, some accounts offered by Bank of the James may have associated fees, such as monthly maintenance fees or transaction fees. However, the bank also provides options for fee waivers under certain conditions, allowing customers to better manage their banking expenses.
Does Bank of the James Financial Group, Inc. offer online banking?
Yes, Bank of the James Financial Group, Inc. provides online banking services that allow customers to manage their accounts conveniently from anywhere. Through their secure online platform, customers can access their balances, transfer funds, pay bills, and deposit checks using mobile banking.
Does Bank of the James offer investment services?
Yes, Bank of the James offers investment services through its wealth management division. Customers can access a range of investment products and services, including retirement planning, portfolio management, and investment advice to help them meet their long-term financial goals.
How can customers contact Bank of the James for support?
Customers can contact Bank of the James for support through various channels including phone, email, or in-person visits to any branch location. The bank's website also provides resources and information that assist customers in addressing their inquiries and concerns.
How does Bank of the James support entrepreneurship?
Bank of the James supports entrepreneurship by offering tailored financial products and services that cater to small business owners, including loans, lines of credit, and financial advisory services. The bank is dedicated to fostering a thriving business environment and helping local entrepreneurs succeed.
How has Bank of the James performed financially?
Bank of the James has demonstrated consistent financial performance, with stable growth in assets and earnings over time. The company's performance reflects its sound management practices, effective risk management, and a commitment to serving its customers in a competitive banking environment.
Is Bank of the James involved in community activities?
Yes, Bank of the James is actively involved in community activities and initiatives. The bank prioritizes community engagement through sponsorships, financial literacy programs, and support for local non-profit organizations, reflecting its commitment to giving back to the communities it serves.
On which stock exchange is Bank of the James Financial Group, Inc. listed?
Bank of the James Financial Group, Inc. is listed on the Nasdaq stock exchange under the ticker symbol BOTJ. Investors can trade shares of the company on this platform, reflecting its commitment to transparency and accessibility in the public market.
What are the banking hours for Bank of the James?
Bank of the James typically operates during standard banking hours, which may include weekdays from 9 AM to 5 PM, with adjusted hours on Saturdays at some locations. Customers are encouraged to check the bank's website or contact their local branch for specific hours of operation.
What customer segments does Bank of the James serve?
Bank of the James serves various customer segments, including individual consumers, small businesses, and commercial enterprises. Their services are tailored to meet the unique financial needs of these different groups, offering personalized solutions that promote financial health and growth.
What distinguishes Bank of the James from its competitors?
What distinguishes Bank of the James from its competitors is its customer-centric approach, which emphasizes personalized service, community involvement, and financial education. The bank strives to build strong relationships with its customers and provide tailored solutions that meet their unique financial needs.
What does Bank of the James Financial Group, Inc. do?
Bank of the James Financial Group, Inc. is a financial holding company that provides a wide range of banking services through its subsidiary, Bank of the James. The bank offers traditional banking products such as checking and savings accounts, loans, and mortgages while also providing specialized services including commercial banking, wealth management, and financial planning.
What initiatives does Bank of the James have for sustainability?
Bank of the James is committed to sustainability practices that promote environmental responsibility and social equity. This includes initiatives like reducing their carbon footprint, supporting local green initiatives, and providing funding for projects that benefit the community and environment.
What is the company's mission statement?
The mission of Bank of the James Financial Group, Inc. is to enhance the quality of life in its communities by providing exceptional financial products and services while maintaining a commitment to integrity, community service, and a customer-first philosophy.
What types of accounts does Bank of the James offer?
Bank of the James offers a variety of accounts to cater to different customer needs, including personal checking and savings accounts, business accounts, certificates of deposit (CDs), and retirement accounts such as IRAs. These options provide customers with flexibility and choices for managing their finances.
What types of loans are offered by Bank of the James?
Bank of the James offers a comprehensive suite of loan products, including personal loans, auto loans, home mortgages, and business loans. Each loan type comes with competitive rates and flexible terms to accommodate the varying needs of its customers.
When was Bank of the James Financial Group, Inc. founded?
Bank of the James Financial Group, Inc. was founded in 1999. Since its establishment, the company has grown steadily and expanded its footprint in the banking industry, focusing on serving the financial needs of individuals and businesses in Virginia.
Where is Bank of the James Financial Group, Inc. headquartered?
Bank of the James Financial Group, Inc. is headquartered in Lynchburg, Virginia. This location serves as the central hub for the company's operations and provides easy access to the local community and its banking needs.
Who are the leadership team members at Bank of the James?
The leadership team at Bank of the James comprises experienced professionals in the banking industry. This includes the CEO, financial officers, and various department heads, all of whom bring extensive experience to ensure the bank operates efficiently and delivers excellent service to its customers.
What is the current price of Bank of the James Financial Group, Inc. - Common Stock?
The current price of Bank of the James Financial Group, Inc. - Common Stock is 14.40
When was Bank of the James Financial Group, Inc. - Common Stock last traded?
The last trade of Bank of the James Financial Group, Inc. - Common Stock was at 1:09 pm EDT on April 4th, 2025
What is the market capitalization of Bank of the James Financial Group, Inc. - Common Stock?
The market capitalization of Bank of the James Financial Group, Inc. - Common Stock is 65.42M
How many shares of Bank of the James Financial Group, Inc. - Common Stock are outstanding?
Bank of the James Financial Group, Inc. - Common Stock has 4.54M shares outstanding.